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Should You Demand Life Insurance in a Divorce Settlement?

Should You Demand Life Insurance in a Divorce Settlement?

A judge may order the providing spouse to maintain a life insurance policy to cover alimony or child support obligations to the recipient spouse as part of a divorce settlement.

The post Should You Demand Life Insurance in a Divorce Settlement? appeared first on Divorce Magazine.

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Demand to AOC for removal of corrupt Head of Bergen Family Court, Judge Peter J. Melchionne

Demand to AOC for removal of corrupt Head of Bergen Family Court, Judge Peter J. Melchionne

Demand to AOC for removal of corrupt Head of Bergen Family Court, Judge Peter J. Melchionne 1
“The Godfather”
played by pedophile-lovin Judge Peter J. Melchionne, Head of the Bergen Family Court

In a complaint letter and addendum filed this past week with Glenn Grant, J.A.D., Acting Administrative Director of the Administrative Office of the Courts (AOC) in New Jersey, New York mother Karin Wolf is demanding the removal of Judge Peter J. Melchionne, the Presiding Judge of the Bergen County Family Court in the State of New Jersey, and calls for an investigation into the matter.

According to Wolf, “What New Jersey needs is a public task force hearing like the one they did in Connecticut in 2014, where parents testified over the course of 14 hours about the perversions of family court.”

Ratings on Judge Peter J. Melchionne from The Robing Room:

Demand to AOC for removal of corrupt Head of Bergen Family Court, Judge Peter J. Melchionne 2
Demand to AOC for removal of corrupt Head of Bergen Family Court, Judge Peter J. Melchionne 3

Ms. Wolf posits that the State of New Jersey had no compelling state interest to prevent her kids from leaving the State and returning to her, as the children became domiciled by operation of law with her in the State of New York upon her ex-husband’s death in April 2018. Ms. Wolf says the State of New Jersey has once again, violated her fundamental rights embedded in the United States Constitution and that this case is ripe for a 5.1 constitutional challenge in the federal court.

Some background of the case – In 2013, Karin lost her kids after years of being denied legal representation by the State of New Jersey, including the Bergen Family Court dismissing her attorney 15 minutes prior to trial, forcing her to proceed unrepresented, violating her Due Process rights; and the Appellate Division blocking her from perfecting an appeal by allowing the Office of the County Counsel to deny her free transcripts, which they were required to do pursuant to a U.S. Supreme Court precedent. In 2014, Judge Gerald C. Escala, known for taking a bribe in the Denike v. Cupo case, retaliated against Karin for filing a grievance against him and trying to protect her kids, barring Karin from contact with her kids.

In 2014, Karin sued the Office of the County Counsel in federal court and it was reprimanded by a federal judge. In that case, James X. Sattely, Esq. represented the Office of the County Counsel as a defendant; and Judge Bonnie J. Mizdol, now Head of the Bergen Court, was also a defendant.

James X. Sattely is now a judge in the Bergen County Criminal Court, who has, in a major conflict of interest, presided over Karin’s recent criminal case, where she’s being vilified (as the only living parent) for picking up her 14-year-old daughter during the summer of 2018 in North Carolina, for safety reasons, when the girl ran away from her stepmother Luciana Coutinho-Crane, whom the child alleges physically abused, sexually harassed, and medically neglected her.

In the fall of 2017, Karin’s young teenage daughter disclosed that her stepmother Luciana Coutinho-Crane was physically abusing her, leaving bruises on the child and spitting in her food; and that Coutinho-Crane’s father, Plinio Coutinho, kicked her and was exposing Karin’s kids to pornography; and that the child’s father, Edward Crane, was ignoring the problem and coercing the child to keep quiet, threatening her with foster care. As we’ve seen as customary for child protective services agencies throughout the U.S. in promoting abuse and pedophilia, the New Jersey Department of Child Protection and Permanency (DCPP, formerly known as DYFS) covered it up and let it fester.

Demand to AOC for removal of corrupt Head of Bergen Family Court, Judge Peter J. Melchionne 4
“Cunt-ho the Wicked”
played by Luciana Coutinho-Crane
(Sadistic Stepmother whom child says abused her and exposed her to pornography)

Concerned for her children’s safety and morality, and placed in an untenable predicament, Ms. Wolf began checking up on the kids and seeking alternatives to Bergen County Family Court’s corruption.

In October 2017, Edward Crane (who had threatened to shoot his ex-wife Karin in the past) chased Karin in the car through the streets and highway spanning five towns in Bergen and Passaic counties, toting what is believed to be a gun. Karin called 911, and a police pursuit ensued.

Karin got a restraining order in her home state of New York and filed domestic violence criminal complaints against Edward in both Bergen and Passaic. Judge Meola in Passaic County found probable cause on four counts and scheduled an arraignment. On the other hand, Kimberly McWilliams of the Glen Rock Municipal Court (Bergen), either ill-trained or without smarts to know the difference between a civil complaint and a criminal one, refused to file the domestic violence criminal complaint, insisting Karin go to the Bergen Courthouse to file for a civil restraining order (despite Karin reiterating she already had one from New York – this did not compute).

Det. Sgt. James Calaski of the Glen Rock Police threatened Karin, saying that the State of New Jersey would not enforce her restraining order, despite federal law saying it must. Audio of the 911 call she placed on the day of the incident also revealed Chief Dean Ackerman of the Glen Rock Police victim-shaming her on the tape. Karin then filed criminal complaints against Calaski and Ackerman, as well as misconduct complaints with Internal Affairs.

For more on the sins of the Glen Rock Police Department, see heading below, “A Culture of Troglodytes in Glen Rock.”

On April 12, 2018, Karin brought Coutinho-Crane’s alleged abuse to the attention of Judge Melchionne of Bergen County Family Court and filed for a change of venue. Four days later on April 16th, Karin Wolf’s ex-husband Edward Crane died, and Karin Wolf became the sole surviving custodial parent.

Mr. Crane’s short-term wife, Luciana Coutinho-Crane hid the death from Karin for nearly a week. Officers at GRPD (buddies of Edward Crane) refused to assist Karin get her kids back peacefully, also revealing they’re without smarts to understand what a restraining order looks like.

In an effort to swindle the kids’ 2 million dollar inheritance, Coutinho-Crane then ran down to the courthouse to file for custody of Karin’s kids claiming to be the their “psychological mother” (whatever that is), employing Meyerson, Fox, Mancinelli, & Conte, P.C., a law firm Karin had used in the past in her custody case with her ex-husband Edward Crane. Meyerson, Fox, Mancinelli, & Conte, P.C. failed to properly notify Karin, serve her with the petition, or the Order.

Brazilian native Coutinho-Crane claims Karin is unfit for exercising her First Amendment Rights blogging about political corruption (particularly in Bergen Court), posting on social media, and founding a non-profit called Women’s Civil Liberties Union. Of course, this was too luscious to resist, as the Bergen Court was given a self-serving opportunity to further retaliate against Karin, and did so by granting Coutinho-Crane, a Brazilian citizen, full custody of Karin’s two biological children; as well as a convenient politically-motivated Gag Order on Karin.

Meyerson, Fox, Mancinelli, & Conte, P.C. also represented Edward Crane in the criminal proceedings at the beginning of 2018 and have not been forthcoming about their involvement with the Cranes and their previous involvement with Ms. Wolf.

On the record, Karin asked Judge Melchionne why her dead ex-husband’s name was handwritten onto the initial April 24, 2018 order as a co-defendant. Judge Melchionne stated he didn’t know – didn’t know what he was signing, if he did indeed sign it. Several orders in the case show inconsistency of the signatures. Also, Melchionne was at a judicial conference out of state that day, not sitting on the bench.

Meyerson, Fox, Mancinelli & Conte, P.A. was, at that point, illegally representing both the Plaintiff and a defendant in the case.

Brian Shea, Esq. of Meyerson, Fox, Mancinelli & Conte, P.A. disqualified himself, but is MFMC is still representing the decedent Edward Crane in the case.

As Karin states in the Addendum letter:

“…in the process of my deceased former husband becoming a co-defendant on April 24, 2018, Meyerson, Fox, Mancinelli & Conte, P.A. was immediately required to disclose their representation of my former husband Edward Crane earlier in the year, withdraw as counsel, and withdraw the pleadings. This business of ‘file now, get orders signed, and ask questions later (IF anyone finds out)’ is not only unethical, but downright illegal.”

The case is ripe with Due Process violations and conflicts of interest.

“In essence, this is a de facto adoption without procedural protections in place, which I have repeatedly documented and stated on the record.” – Karin Wolf, Letter to AOC

As usual, Judge Melchionne appointed his mistress Valerie Solimano, Esq. as Guardian ad Litem (GAL). This appearance of impropriety has sent tongues wagging in Bergen – because you know, there’s only so many times you can hear that story about Richard Gere and the gerbil…

Demand to AOC for removal of corrupt Head of Bergen Family Court, Judge Peter J. Melchionne 5
“The Favourite Court-esan”
played by Valerie Solimano, Esq.
(Melchionne’s Mistress, appointed GAL on every case)

On May 7, 2018, Karin filed a civilian criminal complaint against Melchionne, Solimano, Coutinho-Crane, and several officers at the GRPD, for kidnapping, extortion, and official misconduct. At that point, Melchionne was required to recuse himself.

Demand to AOC for removal of corrupt Head of Bergen Family Court, Judge Peter J. Melchionne 6

According to Karin’s daughter, Coutinho-Crane and her dirty-old-man-of-a-father were still abusing her. This led to the child running away while on vacation in North Carolina and asking her mother to rescue her. Again, Karin was placed in an untenable predicament. Mother and child checked in with the police in Virginia and all was ok. Then, Ms. Coutinho called her buddies at Glen Rock Police Department to do her bidding in issuing a fake arrest warrant for the incident, which didn’t happen in New Jersey. No jurisdiction, but as we’ve seen, Bergen County just does what it wants, in martial law fashion.

At the time of her arrest, Karin’s criminal complaint was still pending against Judge Melchionne, Coutinho-Crane, and several officers at the GRPD. Certainly Ms. Wolf’s arrest and incarceration conveniently prevented her from testifying against them.

Within five days of the child running away, Coutinho-Crane stated she didn’t even want Karin’s daughter back. So much for her claim as the “psychological mother.” Apparently, having custody of the boy is enough to milk the trust fund, which together with the Bergen Court players in the case, have raided and plundered the children’s trust fund upwards of 300K. The case has employed about a dozen lawyers, GAL’s, doctors, and other family court leeches.

Demand to AOC for removal of corrupt Head of Bergen Family Court, Judge Peter J. Melchionne 7
“The Troll” or “Jayba the Hutt”
played by family court leech Jay Atkins, Esq.
(attorney for Wicked Stepmother)

Despite no finding of unfitness, abuse or neglect against Karin, the Bergen Court placed her daughter in foster care, on a case stemming from a case opened by the State of Connecticut against Coutinho-Crane for abuse and neglect, which New Jersey is gaslighting.

DCPP has been up to its old tricks again, taking people’s kids without basis, attempting to make a case when none exists, calling it “permanency” under the controversial Adoption and Safe Families Act of 1997 (ASFA). CPS’ diabolical tactics are described in the book Legally Kidnapped: The Case Against Child Protective Services by Carlos Morales, a former CPS worker and whistleblower.

The UK equivalent of the ASFA is The Child Act of 1989, the subject of the documentary, England’s Stolen Children, originally aired in France as Les enfants volés d’Angleterre.

The Adoption and Safe Families Act is one of the biggest frauds perpetrated on taxpayers and families in America. The ASFA was part of welfare reform, but instead redirected the monies going to single mothers, to incentivizing government agencies like DCPP and family courts to use Orwellian methods to steal kids, including putting hospital holds on babies for predictive neglect. In the UK, The Child Act has prompted pregnant women into running to Ireland and France to give birth.

Passage of the Act was pushed by Republican Newt Gingrich in collaboration with Ron Haskins of the Brookings Institution, as well as Democrat Hilary Clinton.

Along with the ASFA, the Healthy Marriage and Responsible Fatherhood Act enables the State to steal children from their mothers in progressive Handmaid’s Tale fashion. First, remove the child(ren) from their mother, incentivized by federal money given to family court through the Fatherhood Initiative, then if the father dies, take the kids again via the ASFA. This is exactly what is happening to Karin Wolf and her children.

Demand to AOC for removal of corrupt Head of Bergen Family Court, Judge Peter J. Melchionne 8

The number of states now enacting anti-abortion laws is not surprising, as the business of misogyny via the Fatherhood Initiative and the ASFA are the pre-cursors. When Sarah Ragle Weddington, the attorney representing Roe in Roe v Wade was arguing before the U.S. Supreme Court, she argued that pregnancy impacts a woman’s ability to attend school, work certain jobs and ultimately, succeed.

In an American climate of mass incarceration issues and criminalizing motherhood, white male privilege lawmakers aim at using these new anti-abortion laws as a means to control and incarcerate women.

The Sarah Ragle Weddington’s of today might argue the custody and adoption issues women have been facing in recent years are a reason why women should not be forced to carry a pregnancy that could have serious implications and circumstances down the road, like being jailed for protecting their child(ren) from abuse (as in Karin’s case), or facing a custody battle initiated by their rapist.

The State of New Jersey has subjected Karin and her kids to a rigamarole of absurd processes that violate their fundamentally and constitutionally protected right to be a family. The U.S. Supreme Court has repeatedly stated the State can’t take people’s kids away absent a finding of abuse or neglect.

Karin states that DCPP has violated her and her children’s ADA and HIPAA rights. She states that DCPP is threatening to terminate her parental rights, yet has purposely failed to schedule many of the unnecessary reunification services it is requiring for her daughter to be returned to her.

“What this really is, is punishment for suing the State of New Jersey and exposing corruption in Bergen County. Donald Trump and David Duke can raise their children, but not me?”

In The Corrupt Business of Child Protective Services, former Georgia congresswoman Nancy Schaefer, who was curiously murdered (along with her husband and her documentary filmmaker, believed to be for exposing CPS corruption), stated:

“…that parenting classes, anger management classes, counseling referrals, therapy classes and on and on are demanded of parents with no compassion by the system even while they are at work and while their children are separated from them. This can take months or even years and it emotionally devastates both children and parents. Parents are victimized by “the system” that makes a profit for holding children longer and “bonuses” for not returning children…”

Schaefer also stated:

“State Departments of Human Resources (DHR) and affiliates are given a baseline number of expected adoptions based on population. For every child DHR and CPS can get adopted, there is the bonus of $4,000 or $6,000. But that is only the beginning figure in the formula in which each bonus is multiplied by the percentage that the State has managed to exceed its baseline adoption number. Therefore States and local communities work hard to reach their goals for increased numbers of adoptions for children in foster care . . . [and] there is double dipping.”

“The funding continues as long as the child is out of the home. There is funding for foster care, then when a child is placed with a new family, then “adoption bonus funds” are available. When a child is placed in a mental health facility and is on 16 drugs per day, like two children of a constituent of mine, more funds are involved and so is Medicaid; as you can see this program is ordered from the very top and run by Health and Human Resources. This is why victims of CPS get no help from their legislators.”

DCPP and the Bergen Court also purposefully excluded Karin from the Child Placement Review Board hearing at the beginning of the case, and attempted to exclude her from an Internal Placement Review (IPR).

Karin also states that DCPP had a psychologist, Dr. Marc Singer, who is an ex-cop, violate her rights under the ADA/ADAAA and interrogate her about the underlying criminal matter, without a lawyer present, causing her to invoke her Fifth Amendment right and abruptly leave the evaluation.

DCPP and the Bergen Court are pushing a report from pen-for-hire Dr. Allywyn Levine, an evaluator who attempted to diagnose her under the DSM-V, without meeting or speaking to Karin even once. That report was commissioned by Valerie Solimano, who is aligned with the stepmother, because hey, when you are a litigant who has brought 2 million dollars to the table, why not be rewarded? No surprise, that report says Karin’s daughter should go to foster care (why DCPP loves it) or be shipped off to boarding school, with, wait for it….Coutinho-Crane in charge of all the money.

Demand to AOC for removal of corrupt Head of Bergen Family Court, Judge Peter J. Melchionne 9
“The Hired Handjob”
played by pen-for-hire Dr. Allwyn Levine
(Psychologist who fraudulently diagnosed Ms. Wolf without ever meeting or speaking with her)

A significant portion of that money and the children’s status was subject to a divorce agreement between Karin and Edward, which he violated.

Karin also states that the public defender the Office of Parental Representation of the State of New Jersey appointed for her is useless, an ornament placed there by the State. Karin’s attorney, Michael Lamolino, Esq. refuses to assert her rights, including Karin’s demands that he prepare and file a written answer to the initial Order to Show Cause filed by Attorney General, and his refusal to make a Motion to Recuse Judge Melchionne when Melchionne has violated the ADA and has remained on Karin’s cases, despite her criminal complaint against him. In fact, the New Jersey handbook for public defenders specifically bars public defenders from zealous representation of the parents they are representing.

Judge Melchionne’s tyranny is such that Karin’s private attorney in the custody case, Louis Lamatina, Esq., also refused to make a Motion to Recuse Judge Melchionne, so as not to provoke, “Judge Melchionne’s ire.” This is common for family law attorneys who don’t want to “upset the apple cart” so as not to encounter problems in their careers down the road.

Karin said she had to write Judge Melchionne directly on February 13, 2019, demanding his recusal and refusing to sign a coerced financial settlement at that point. This incensed Melchionne, who retaliated by appointing a GAL for Karin, so that she could no longer make decisions in her case, including firing her attorney Lou Lamatina, Esq.

“Accordingly, I refused to solidify a financial settlement in the case. In retaliation, Judge Melchionne appointed a GAL for me without a finding of mental unfitness. Moreover, I have not been supplied with any handbook or set of State guidelines as to what GAL’s can and cannot do. Therefore, the appointment of all GAL’s for my children and me is void for vagueness.”

Lydia Tatekawa and Lavar Parker, two social workers at DCPP, have been illegally tampering with a witness, relentlessly trying to convince Karin’s daughter she was “kidnapped” by her only parent. Enlisted by the Bergen Prosecutor’s Office to manipulate the case for the State, and harboring a Napoleon complex, Tatekawa’s shady tactics are obsessive, akin to Inspector Javert of Les Misérables or the Spanish Inquisition. The daughter, now 15-years-old (almost 16), has maintained throughout that she ran away to escape the stepmother’s abuse, asked her mother to pick her up, and checked in with the police in Virginia. Karin’s daughter has gotten feisty with Tatekawa and told her off, along with Karin’s brother telling Tatekawa to f–k off. This sent Tatekawa’s knickers in a twist, and further lodged the bug up her ass. Mon dieu!…Confess! Confess! Karin has not, in fact, been charged with kidnapping.

Demand to AOC for removal of corrupt Head of Bergen Family Court, Judge Peter J. Melchionne 10
“Inspector Javert”
played by Lydia Tatekawa, Adoption Supervisor and Gaslighter

Tatekawa and Parker are also relentless in attempting to convince Karin’s daughter that Karin is mentally ill, despite a psych eval that says she’s not.

Recently, Judge Melchionne has jumped on that bandwagon, gaslighting Karin’s daughter and lying to her. As Godfather of the Bergen County Family Court, he must maintain the RICO enterprise.

Demand to AOC for removal of corrupt Head of Bergen Family Court, Judge Peter J. Melchionne 11

As Schaefer stated:

“…caseworkers and social workers are oftentimes guilty of fraud. They withhold evidence. They fabricate evidence and they seek to terminate parental rights. However, when charges are made against them, the charges are ignored…”

“…the separation of families is growing as a business because local governments have grown accustomed to having taxpayer dollars to balance their ever-expanding budgets…”

DCF/DCPP is required to place the child(ren) with relatives first, yet in the case of Karin’s daughter, DCPP refuses to place the child with her only living biological and beloved grandmother, Karin’s mom, who helped raise Karin’s kids for many years while Karin worked.

As Schaefer stated:

“…relatives are contacted, but there are cases that prove differently. Grandparents who lose their grandchildren to strangers have lost their own flesh and blood. The children lose their family heritage and grandparents, and parents too, lose all connections to their heirs.”

Schaefer stated:

“…the incentive for social workers to return children to their parents quickly after taking them has disappeared and who in protective services will step up to the plate and say, “This must end! No one, because they are all in the system together and a system with no leader and no clear policies will always fail the children. Look at the waste in government that is forced upon the tax payer…”

Despite the Gag Order, Karin Wolf has gone public with her story, as is her First Amendment right. Several years ago, the U.S. District Court, District of New Jersey, struck down a family court Gag Order as unconstitutional.

As Schaefer stated:

“…Child Protective Service and Juvenile Court can always hide behind a
confidentiality clause in order to protect their decisions and keep the funds flowing. There should be open records and “court watches”! Look who is being paid!”

A Culture of Troglodytes in Glen Rock

Glen Rock is an affluent suburban town fostering the Future Brock Turners of America movement and breeding future Handmaids. It’s a town that would rather not acknowledge domestic violence happens there nor have any “incidents” on their records, especially when the perpetrator is a white male.  According to the teenage male population there, girls are “bitches and ho’s” and “feminist pieces of shit.”  According to teenage female population at the school, Principal John Arlotta of Glen Rock High School (who has repeatedly covered up child abuse at his school) completely misses the mark on the #MeToo incidents happening or otherwise brewing at the school.

Demand to AOC for removal of corrupt Head of Bergen Family Court, Judge Peter J. Melchionne 12
“The Brock Turner”
played by Dean Ackerman, Glen Rock Chief of Police
(promoted to position AFTER sexually assaulting his co-worker)

In Brock Turner fashion, the Borough of Glen Rock promoted Chief Dean Ackerman to his current position after sexually assaulting his female co-worker, who sued the Borough.  Officer Matthew Stanislao also sued the borough in October 2014, after being sexually harassed by several officers at the Glen Rock Police Department for being gay, then was fired.  #MeToo

Then there is the 2015 incident where the Head of the Juvenile Division, Det. Sgt. Eric Reamy (then 51) was convicted of child endangerment for sexting a 14-year-old girl and a 17-year-old girl he’d been assigned to supervise.  Those girls have now sued the Borough.  #MeToo

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