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a message of hope on mother

Becca’s Story: A Message Of Hope And Love On Mother’s Day For All Single Moms

a message of hope on mother's day

Courtesy of Brooke Kelly Photography

We have all the odds against us, but we are going to beat those odds.

 

“Four years ago, my life fell apart. I was married with a 3-year-old little girl, and we lived in an adorable gated neighborhood in the suburbs, just 4 miles inland from Jacksonville Beach, Florida. I could cross highway A1A at work and eat lunch on the beach. My Jeep always had sand and seashells in it.

I felt so fortunate to have this opportunity in life after working my way through nursing school, and eventually finishing grad school with a newborn. I finally had my dream job as a pediatric nurse practitioner. My career took me to Nashville, Kansas City, and that’s where we ended up on the beach. Sounds like an amazing adventure, right? Well, little did I know, my husband was living a double life and my world was going to come crashing down on me very soon.

I was on my way home from work on a Monday afternoon, just 2 days after my daughter’s luau birthday party, and I found out we had been evicted. All of our belongings were thrown out like trash, even her new birthday presents. I wasn’t allowed back in our home, and I was told the locks had been changed.

I felt sick and like I had no control, like I had been stabbed over and over and I was moving too slow to stop the bleeding. After questioning my husband and our landlord, I discovered that we were 3 months behind on rent and other bills, despite the fact that I was shelling out money to him for our living expenses. He couldn’t answer where the money was going, but all of a sudden, things made sense. His erratic sleep habits, weight loss, running errands all the time. He always had somewhere to go and never wanted us to tag along.

I did some digging and found empty pill bottles and many empty beer cans in his car. The car that drove my child to daycare. The car that always parked in the guest parking spaces in our neighborhood instead of the driveway. I also found several years worth of MY mail in his trunk. He had been keeping random letters from collection agencies, bills, and birthday cards from me for YEARS. Why did he keep all these secrets from me?

Confused, hurt, and angry were my only emotions for the next few days.

I was running on fumes and couldn’t eat or sleep. I felt so stupid for not seeing the signs. I had been so busy with raising a child and building my practice at work. I was married to a drug addict who abandoned us in a Target parking lot 4 miles from the beach.

He had been lying to me for YEARS, and my credit was unfortunately ruined because of it. I had no idea how easy it was to open credit cards and take out personal loans in your spouse’s name. I thought I had stayed on top of my bills but had no idea he was secretly hiding things from me over the course of our 7-year marriage.

I later found out that he had another daughter! He lied about being in the Marine Corps, he lied about his education and his job. I had been living nothing but lies for almost a decade of my life! I thought to myself, ‘How could life be so cruel? How could I be so dumb?’

That first night living in a hotel, I made a Walmart run at 8 p.m. to get clothes and toiletries for us to survive the next few days while I planned my next move. I washed clothes in a hotel sink. My daughter and I tried to make the best of our ‘vacation’ as I called it, while I cried over the things we had lost, wondering how in the world I would sort through this mess. My sweet baby girl lost everything, and we had no support there.

Our closest family was in Tennessee, about 10 hours away, and my soon-to-be-ex-husband left us alone to fend for ourselves without showing any remorse. At night, I would just think of all the things we had lost. I cried silently at night, in the shower or while I was driving. I missed my belongings, and I missed the part of my heart that was stolen. I could never get those things back.

I cried for my daughter because she didn’t deserve this as part of her story. I worked so hard to get where I was, career-wise, and everything was just ripped away. Why couldn’t I just go back and change things sooner? He was a con artist, and I got duped.

I tried to smile through the pain and be strong for my daughter.

I tucked my tail, hung my head, and began my journey home. At 32 years old, I moved back into my old bedroom with a 3-year-old. I was so ashamed of myself. I left the beach and moved back to crummy ole Tennessee. To make things worse, it was SNOWING when we moved back. It was March and snowing in Tennessee. How could this situation get ANY worse?!

My daughter, on the other hand, was thrilled to make snow angels and ride in a makeshift sled with grandma and grandpa. My parents were ecstatic to let us come home. My daughter had her own playroom and slept with mama every night. (Fortunately, my parents keep EVERYTHING. Her playroom was like taking a peek back into my childhood. We’re talking original Cabbage Patch dolls, a Little Tykes kitchen from 1985, y’all. It was glorious!)

Since I had to work diligently on getting my nursing licenses in order, I wasn’t able to apply for any nursing jobs for the next few weeks. My plan was to take an assignment as a travel nurse to save up some money and pay off these old bills that I recently discovered. In the meantime, my daughter and I were going to the gym and the park almost daily.

My heart was bruised, and I needed to slowly put my life back together. I needed to show my daughter that this was our new normal and that living with grandma and grandpa would be a fun adventure. I was trying to convince myself of this too.

A Message Of Hope And Love On Mother’s Day For All Single Moms

I desperately needed to find some friends, but I had no idea where to even start.

I finally texted an old guy friend from high school (actually, I think I went down my Facebook list and sent messages to everyone in town. I was THAT desperate for adult interaction). I jokingly asked if he knew any hot single dads. This wasn’t even relevant in our conversation, just a random thought that popped in my head. To my surprise, he said yes and immediately gave me a name.

Good heavens, was I ready for this? I was SO newly divorced, but hey, I needed friends and I wasn’t going to pass up an opportunity to get out of my parents’ house to meet people. My Facebook detective brain got to work. This single dad had a daughter, who appeared to be the same age as mine. After showing my mom his Facebook picture with his daughter, she screamed, ‘I KNOW THAT LITTLE GIRL!’

Come to find out, his ex-wife’s sister does my mom’s hair, and my mom had seen pictures of this little blonde girl. We live in a big city, so this is a rare occurrence. My mom wanted some juicy gossip, so she pushed me to meet him. (If she thought meeting a stranger was OK, then surely it was fine, right?!) I sent this random guy a Facebook message, and he answered back. I gave him my number and HE. CALLED. ME. So, awkwardly, I answered the phone.

He said he wanted to talk. Like, with his voice. What in the 1990s was going on?! We talked all night just like teenagers. I think it was 2 am when we finally hung up. Maybe it was sleep deprivation, but I felt like one tiny piece of my heart was placed back.

Two days later, we met for lunch. I was a little rusty on appropriate first date clothing, and I was raiding my mom’s closet for most of my attire since I was just starting to rebuild my life and wardrobe. I happened to have a job interview that day, so I wore some comfortable black flats and a pair of my mom’s black dress slacks. Yup, slacks. With pleats down the front. I also wore this shirt I lovingly call ‘the curtain shirt’. This was my 1st first date since I met my ex-husband, 10 years earlier.

He was on his lunch break, so he showed up wearing police gear and a gun on his hip. I was intimidated at first because he is a big dude with a beard and a lot of tattoos, and again, this was my first date in a decade. I am a nurse practitioner and I had never had any type of personal interaction with a police officer in my whole entire life. Now I was on a date with one!

He insisted we take a selfie that day to send to Brian, the guy that introduced us.

We went to the Bayou and sat on the patio. I don’t remember one thing we said during the entire date because I was nervous and trying not to make a mess. I ordered a shrimp po’boy (I couldn’t have ordered something messier, right?) and I don’t even remember if I ate half of it.

I just remember looking at him and getting butterflies. He had the prettiest hazel eyes and I had never dated anyone with a beard, so I’m sure I stared at it. When we were done eating, he walked me to my Jeep and gave me a hug.

Courtesy of Becca Goedecke

After lunch, I was on cloud nine. I had the biggest grin all day, and I was smitten. I could not stop thinking about him! Was I ready for this? I thought, ‘There was no way he could be interested.’ After all, I was just damaged goods. With my awful credit and all the baggage I had, surely this guy would just move on and there was no reason to get my hopes up. I just couldn’t stop thinking about him, but I definitely wasn’t ready to jump into a relationship.

To my surprise, he called me that night. (What is up with this guy? Why can’t he just text?) We had our second date on Friday night, and our first kiss. I knew at that time this was something special. However, I wasn’t quite ready to trust him, and I certainly didn’t want my tender heart to be yanked out of my chest again.

I saw him again on Sunday, which happened to be Easter. We decided to let our girls meet each other that afternoon. My daughter needed some friends too, and they became instant best friends. We looked at them playing, and then looked at each other. Huh, these girls could be twins. I could feel my heart slowly starting to grow back together.

Courtesy of Becca Goedecke

On Mother’s Day, he told me he loved me.

I knew I was falling hard and fast. When you know, you know. But, I wasn’t quite ready to let my guard down. He gave me a key to his house and told me to ‘snoop away’ while he was at work. And…I did just that. I went through every piece of paper in that house, and I couldn’t find anything. He always left his phone unlocked, his email pulled up on his laptop, he was an open book. He did not have a thing to hide.

He showed me his credit score, his bank account, and his up-to-date mortgage payments. He was a genuine, honest, open, loving person. I was damaged goods with a credit score of 300 and a deadbeat ex-husband. But, for some reason, this guy loved me and adored my daughter. I was slowly letting him into my heart and he was helping me rebuild, piece by piece. I certainly didn’t need to be saved by anyone, but he swooped in and saved me.

We discussed moving in together, but I just wasn’t sure. Things were still new to me, and I just had to protect myself and my child. I couldn’t move her again if things weren’t going to work out with us. And plus, staying in Tennessee wasn’t part of our plan. This was supposed to be just a pause in our story. Or so I thought.

He asked me to be his forever wife.

We were sitting on the couch one morning in June before he went to work, and he pulled out the biggest sapphire ring I had ever seen. He asked me to be his forever wife, while my daughter watched E.T. and clapped for us. At that moment, I knew my intent to move out of Tennessee just wasn’t part of the plan right now. Something brought me back home and love was going to keep me there.

My daughter and I moved into his 3-bedroom, 2-bath bachelor pad, which he insisted that we call OUR house. He had almost no furniture and nothing on the walls, so he told me to ‘go nuts’ with it. I had so much fun starting over from scratch. Losing all of my belongings had been so terribly painful, and I got a lump in my throat when I thought about my things just being tossed out like trash.

I shed millions of tears over the things I would never get back. However, it ended up being a blessing in disguise. I had a blank slate so that we could start OUR home. Funny how life works out sometimes.

We talked about getting married just to make things official, and I started researching courthouse weddings. I knew we needed a photographer to capture our special day, so I emailed a husband/wife team to check their availability. Well, they had 1 available date for a wedding. August 15. Wow. This was less than 2 months away and my heart skipped a beat knowing this was actually happening. I called Steven and asked him what he was doing on Saturday, August 15. He said, ‘Marrying you.’ That was all I needed to hear in order to make this happen.

We decided to elope on August 15, 2015, which was about 4 months after our first date.

I could not believe how my life had changed in those few months. I survived a failed marriage to a con-artist, moved back in with my parents as a single mom, and was now planning my wedding.

The plan was to keep our marriage a secret until our Halloween Party, and then surprise everyone by dressing as a bride and groom and showing off our wedding pictures. However, Steven refused to take off his wedding band and we just couldn’t keep it a secret longer than 2 weeks.

We got ready for our special day in a hotel room at the Peabody and walked to Court Square Park where a family friend performed the ceremony. Our little blonde girls were the flower girls and the bridesmaids. My new husband and I danced to our song playing on his phone in his shirt pocket. ‘Fall Into You’ by Brantley Gilbert. Yes, it’s cliché that we live in Tennessee and danced to a country song, but have you heard it?!

Courtesy The Kennys Photography

The girls went home with my new mother-in-law for a slumber party so we could spend our first night as a married couple, kid-free. We had an amazing dinner, laughed over drinks in the Peabody lobby, and I could not wipe the smile off my face. This was not a dream, but my real life. The entire day was perfect.

We eventually bought a bigger house with a pool, and then right after my 35th birthday in 2017, we found out that we would be adding an ‘ours’ to the mix. We had our 3rd daughter, Junebug, and completed our family. We had our little blonde bookends, and this brown-eyed baby girl is the perfect caboose.

Courtesy of Becca Goedecke

Some people will tell you that our marriage is doomed. We both have extremely stressful jobs (his more than mine). We are both divorced and got married 4 months after our first date. We both have ex-spouse drama and are currently involved in a custody battle (I am winning). We have all the odds against us, but we are going to beat those odds.

People are always curious to hear our story, so we just look at each other and smile. Usually, our story goes, ‘We met on a blind date and got married 4 months later.’ In the end, love wins.”

Courtesy of Becca Goedecke

The post Becca’s Story: A Message Of Hope And Love On Mother’s Day For All Single Moms appeared first on Divorced Moms.

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mothers day gift guide

Your 2019 Single Moms Mother’s Day Gift Guide

mothers day gift guide

 

Single Mom Mother’s Day Gift Guide 2018

No one is more deserving of a great gift this Mother’s Day than all the hardworking single moms out there. They are especially deserving of being remembered on their special day. So, if you know a single mom you love and care about, make sure she knows she is cared about and respected for the hard work she does daily.

Not sure what to get a single mama in your life? We’ve got you covered. From inspirational posters she can frame to pretty trinkets that show your appreciation, you’re sure to find something on our list for the superhero single mom you know.

1. Badass Single Mom Coffee Mug 

This mug is an homage to all the strong, do it all, badass single moms out there!

Get the badass coffee mug here.

2. A Selfie Stick

Why are Moms never in the picture? Because they’re the ones behind the camera taking the pictures. Give a Mom a selfie stick and the chance to show up in images with her kids.

Get that selfie stick here.

3. A Gift Card For Stitch Fix

Let’s face it: Personal style gets the short shrift when you have a busy single mom’s schedule. Remedy that with a gift card for Stitch Fix. Based on the style profile she creates, she’ll receive five hand-picked clothing items selected by the site’s team of professional stylists. She’ll get to keep what she likes and send back the rest.

Get the Stitch Fix card here.

4. Amazon Gift Card

Nothing says I love you like a gift card from Amazon.  Most single parents rely on Amazon so they can make their lives easier. Really, I don’t know one single mom that doesn’t use Amazon, and if they don’t, you will introduce to them the best invention yet.

Get her Amazon card here.

5. Single Mom Baby Bird Necklace

This necklace represents the single mom and her kids on a family tree branch.

Get the Single Mom necklace here.

6. You Can’t Scare Me Poster

You can’t scare me, I’m a single mom – a funny DIY card or poster in chalkboard-style

Get the poster here.

7. Shutterfly Photo Coasters

These adorable photo coasters are perfect for any mom to use around the house or on the go. Personalize with photos of kids, pets and more for a unique, individualized gift.

Get them here.

8. Maid for a Day

Life is stressful and so is keeping a clean home. A maid for a day could mean a few weeks less stress over a messy house for a single mom.

Get maid service here.

9. Socks, Socks and More Socks!

Like any good pick-me-up, funky socks will make her smile every time she puts them on.

Get her socks here?

The post Your 2019 Single Moms Mother’s Day Gift Guide appeared first on Divorced Moms.

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survive financially as a single mom

3 Ways Single Moms Can Survive Financially

survive financially as a single mom

In the end, there are really only two things to focus on if you want to survive financially as a single mom: decreasing expenses and increasing income. The more you do both of those things, the better off you’ll be.

 

Whether you’ve always managed the household checkbook or this is your first time, the financial struggles of being a single mom can feel overwhelming. Stop, breath, and start with these simple steps to getting your finances under control.

3 Tips For Surviving Financially As a Single Mom

1. Stop incurring new debt.  If you’re in the red hole, the first step is to simply stop digging deeper. It’s just not possible to get out of debt if you keep creating more. It might be easier for a while to just stop using credit cards in order to not incur any new debt. Every day that you don’t add to your debt is another day closer to seeing the light at the end of the tunnel. If you find that you can’t get to the end of the month without incurring debt, Step 2 below will help.

2. Budget every dollar. I know, it’s a dirty word to many, but I turned my financial life around when I got serious about budgeting. One of the reasons we find ourselves out of control financially is because we don’t have clarity on what goes in and what goes out. Even if you think you know, you never really do until you track your income and expenses and account for every dollar. Mint is a free app that can help, but I find YNAB to be worth every penny (plus, you get a free month trial to then budget how to pay for the app).

If apps don’t appeal, there’s always pen and paper, an Excel spreadsheet, or even a Word doc to get you started. You can round up to the nearest dollar, but you may be surprised on just where those dollars have been going! It will help you figure out where you really can cut back, and where you can’t. YNAB uses the zero-based budgeting method (this method can be used with or without the program) and the concept is, you can only budget the dollars you have. If you’ve been budgeting by assuming your income and expenses, it will take some adjustment to get used to this new method, but it will be well worth it to get you on a more solid financial footing.

3. Beware the Single Mom Guilt.  I have been there. I have felt so guilty about my marital status that I’ve spent more than I could afford, trying to overcompensate. But after using my tax refund to pay off credit card debt, and then building up debt, and then paying it off, and then doing it again, I finally had enough. And I realized that throwing money at the problem wasn’t really helping.

The more financially stable we became, the less stressed I was. The less stressed I was, the happier my girls were. The happier my girls were, the more we could simply enjoy being together and not have to spend so much money on cable, on outings, on activities they weren’t really enjoying. Instead, my oldest daughter helped out at the dance studio to get a break on tuition.

My youngest daughter shops at Goodwill when she needs new leggings. We come up with solutions together when we hit financial blocks. And if you feel bad for saying, I can’t afford it, try saying, “sorry, that’s not in our budget right now” instead. A small difference, sure, but it takes the focus off the negative part, and reminds both you and your child that you have financial goals.

Of course, personal finance is always personal, and you will have to make some difficult decisions, but try to remember, that’s true for most of us! Divorced or not, kids or not, we all can only work with what we actually have. And you may find that there simply isn’t enough. If things are that tight, you may need to look into increasing your income.

I ended up going back to school once it became clear to me that I was never going to make it on my salary as an Assistant. So I went back to school, got my Paralegal certificate, and got promoted. I took out some student loans and was able to get reimbursed through my employer’s educational assistance program for some of it. Thankfully, my interest rate on my student loan is low, but I am currently throwing any and all “extra” money into paying that off. So far, I’m paid a year ahead.

If going back to school is not an option, consider freelancing. Please do NOT pay for any “work from home” opportunities. But there are things like ride-sharing services, babysitting, and e-commerce sites. I have a friend who has done very well with her Etsy shop!

In the end, there are really only two things to focus on when it comes to managing your money: decreasing expenses and increasing income. The more you do both of those things, the better off you’ll be.

Our family has gone from surviving to thriving, and I can trace it back almost to the day that I was absolutely done with the paycheck-to-paycheck struggle. I am now a month ahead financially, and having that breathing room definitely, helps when we get hit with a new financial problem.

I am out of credit card debt completely, and we even went to New York this spring to see Hamilton, all completely paid for in cash. (I do use credit cards again, but only for the rewards, and I have auto pay set up to pay the balance in full every month so that I don’t pay any interest.)

It’s true that money doesn’t buy happiness. It’s also true that money can’t buy the previous, married, 2-parent household, either.

It’s also our job to teach our children about personal finance. As with everything else, they will learn these lessons by our actions, and not our words. If you want your children to have a healthy relationship with money, it’s time to have your own healthy relationship with it, too.

You’ve totally got this!

The post 3 Ways Single Moms Can Survive Financially appeared first on Divorced Moms.

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single mom vacation tips

6 Money Saving Single Mom Vacation Tips

single mom vacation tips

 

For single moms, saving up enough money to take a vacation with their kids can be a challenge when they’re working to support their household on just one income. While it’s important to create memories and escape the daily routine, often times single moms don’t have the extra money to spend on fun and travel. Below are a few tips we put together for single moms on how to provide great memories for their children while remaining on a budget.

Single Mom Vacation Tips

1. Savings Goals & Realistic Travel:

It has been my experience that when I save for a specific goal, I’m more successful. Instead of saving for a “vacation someday” try saving for a “3 day weekend trip to the beach two months from now.” Your children will most likely want to get away from home at least once this summer, so start looking into affordable vacation spot a few months in advance as prices are cheaper the further in advance you book. This gives you plenty of time to start putting money away for your much needed time away with your children.

2. Take Advantage of Online Deals:

In today’s digital world, getting deals on travel has never been easier. When it comes to places to stay you can take advantage of deals that are published by the multiple online or limited deal sites such as Groupon GetAways or Amazon Local. You can book a place to stay on AirBnB or you could partner up with another single mom to vacation together giving you a way to share the costs and have a little adult interaction while on vacation.

3. Create a Budget:

Figure out how much you will need to save towards taking a vacation, and have the money taken directly out of your paycheck and transferred into a separate savings account. I personally love using Mint.com for this, and the best part is, it’s free!

There are also a bunch of other savings apps that have popped up recently such as Digit that helps you save by taking out money based on your spending. Another free app is my app SupportPay, which helps you track the expenses around your children so you can easily see where your money is going and give you the information you need to reduce spending.

Websites and apps like these allow you to save for your vacation without having to think about it.  Be sure to check in on your accounts every so often though to make sure you are staying on budget so there are no surprises when you want to take your vacation.

4. Start a Change Jar:

Pinterest has some cute ideas to decorate change jars. Some people like to save all of their change, and some prefer to save dollar bills only. Figure out what works best for you, and make it a habit to set aside the extra cash every chance you get. To encourage your kids to get involved, make a game out of collecting extra change by setting goals or rules that cost money when broken. Setting family goals that your children can participate in is a great way to teach them the value of a dollar, and how to save for activities they want to participate in.

5. Give Something Up:

If you want to get really serious about saving for a vacation, giving up something for a month or two can really make your savings account balance grow quickly. You could give up eating out for a month, not going to the movies, not buying new clothes for one month, take a cable TV break, etc. Also, you can take advantage of the sharing economy by renting items you aren’t using or you could rent out your items and make some money on items sitting around the house.

Sell Unused or Unwanted Items:

If you’ve got a little spare time on your hands, spend a couple of hours and take a quick tour of your house, pulling out all the outgrown clothing, toys, electronics, and movies that you no longer need. There have recently been several apps that have launched that make it really easy to sell your items. For example, Letgo, thredUp, and Decluttr are apps that enable you to take a picture and quickly post your item for sale. Of course, you can always have a garage sale, this could make you money and help you meet your neighbors.

Being a single mom isn’t easy but with a little planning and some creative ways to save money or make a little extra, you can give your kids the vacation memories they want with the money you have.

The post 6 Money Saving Single Mom Vacation Tips appeared first on Divorced Moms.

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save money as a single mom

12 Ways to Save Money as a Single Mom

save money as a single mom

 

Raise your hand if you’re a single mom and you want to know how to save money. Budgeting can be expensive for two or more if you’re the only breadwinner.

It can be overwhelming to manage your funds, especially if you have no idea where to start. But the good news is that we have heard your prayers and we’ve got 12 tested ways to help you as a single parent save money.

How to Save Money as a Single Mom:

1. Sort your Bills

An enormous number of bills can be overwhelming to sort through if you let them pile up. It’s wise to organize your bills according to criteria so that you know the exact amount that you owe and to whom. Try and pay off each bill as they come so that you don’t get tied down with paying a bunch of them at once.

2. Recognize the Bad Egg

Remember that gym subscription that you really wanted and never used? Or that arts and crafts class that your child despises? Let’s face it, they’re a waste of money.

It’s very important to know the difference between something that adds value to your life and something that is just siphoning your money away for no good reason.

Sorting out the bad from the good, and closing accounts or ending subscriptions that you don’t lose can save you plenty of money in the long run.

3. Budgeting 101

Budgets? They’re boring but necessary. Keeping your monthly spending in check can be tough but its a great way to keep an eye on what you’re spending, as well as what you can cut down on.

You can start small with budgeting. It’s wise, to begin with, a weekly budget, and once you get a hold of it, monthly ones will be easy-peasy.

4. A Savings Account Saves the Day

Savings accounts don’t sound appealing because you only live once right? Wrong. With a child, you need to be able to prepare for a rainy day. You never know when you may have to splurge on a new uniform or an unexpected doctor’s visit.

Set aside an amount each month that you can afford to save and set up a direct deposit or standing order to transfer it into your savings. Within a few months, you’ll already have a sizeable amount you can rely on in times of crisis.

5. Paid Bills and Overdue Smiles

Have you been missing out on time with your kids because you’re too busy paying bills?

Mothers, don’t sleep on your bills. Rather pay them off immediately if you have the option as this will maintain a good credit record. It will also give you a sense of freedom and more quality time with your kids.

6. Don’t Borrow Liabilities

Loans become a necessity when you have growing expenses. As a single mother, there are responsibilities that you have to carry out and borrowing can be inevitable.

However, only borrow what you need and not what you want. If you can’t afford a new dress or a new coffee machine, don’t buy one until you can. Loans should only be for absolute necessities.

Make sure that you have read the small print and know all the terms and conditions about interest rates, deadlines and the source you are borrowing from.

7. Solo is your New Yolo

Joint ventures may have been a good idea but so is cutting ties when it no longer serves your purpose. Opting out from all joint ventures, such as joint bank accounts, with your ex should really boost your savings and leave you plenty of breathing room.

We know its hard to manage everything on your own, but it’s not impossible.

8. Low Prices Exist

As a buyer, you are obliged to pay whatever the price tag says. But you don’t have to pay the first price you see.

You can hack your growing spending in the craftiest of ways. Online platforms are amazing if you just take some time to see what’s on offer.

Using price comparison websites and doing research online can bring up all sorts of deals on the same or very similar products. See what’s out there before you commit to the first price.

9. Thrifts are Canny

Second-hand shops aren’t really for everyone – especially with the raving fascination for Gucci and Prada. However, stylish doesn’t have to mean expensive.

You would be amazed at the awesome clothes and other accessories you can find in thrift stores for you and your kids at hugely discounted prices. Once you go thrift, you never go back.

10. Meal Prep and Weekends In

Eating out is convenient and tempting, but cutting down on these little dinners out can save you loads of money. While cooking in and preparing meals can take a hefty amount of your time, it’s rewarding and you can be sure of what you and your kids are putting into your bodies.

Both your health and your purse will benefit.

11. Discounts and Coupons are Class

Discounts and coupons are a lifesaver when it comes to saving money as a single parent. Collecting them and being on the lookout for promo codes can be economical.

Keep an eye out for coupons in store, in magazines and online coupons to get discounted prices on groceries, clothing and even haircuts.

12. Honesty is the Best Policy

As an adult, it’s your job to provide for as well as discipline your kids Be vocal and firm about saying no to your kids. Explain the importance of savings to your child. The best way to save some cash is through communication and teamwork.

Final Reflection

Getting your finances in check as a single mother can be really tough at first. Whether you are a newly single mom or have been for a while, budgets and healthy finances are the new normal.

The most important way to start is by setting small goals, motivating yourself and not surrendering to temptation.

It will be hard but with trial and error, you definitely can and will rock the life of a money-savvy single mother with a little perseverance.

The post 12 Ways to Save Money as a Single Mom appeared first on Divorced Moms.

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single mom wants for valentine

14 Things Every Single Mom Wants For Valentine’s Day

single mom wants for valentine's day

 

Valentine’s Day isn’t just a day to celebrate the love of a couple. It’s a day to celebrate love all around. So if you’re single or you know a mom who’s going solo this year, spread the love with a few things that she might actually want.

14 Things Every Single Mom Want For Valentine’s Day

1. A word of encouragement

Everyone can use a little encouragement, especially on a day that can make being single feel more lonely and less appreciated. Show some love with a card or note that simply says what a great friend and mom she is. Leave it on her door to find or send it via snail mail for a welcome surprise.

2. Flowers don’t have to come from lovers

Who doesn’t love the smell of a fresh rose or carnation? Hit the florist for an arrangement that can be sent directly to her work, or try getting a bunch of loose flowers to drop off for a group of your favorite gal pals.

3. A trip to a day spa with a friend.

Being a single mom is tough work and should be rewarded every now and again with some relaxation. A day at the spa is just the treat to lift spirits and make her feel her absolute best. There’s no need for her to go it alone. Schedule back-to-back appointments for a massage or see if you can get an appointment at the same time for a manicure/pedicure.

4. A gift card.

What single mom wouldn’t enjoy a gift card to her favorite store or shop? Give her the opportunity to do something she doesn’t often get to do…go shopping and buy a tricket for herself!

5. A night out with the girls.

Sometimes a night out with the girls is all it takes to remember why being single is so great. Organize some time with the girls getting drinks, seeing a movie, hanging out at home or just doing a little shopping – without the kids.

6. Chocolate, chocolate and more chocolate.

There are few out there who wouldn’t enjoy a 10-pound bar of chocolate on Valentine’s Day. Grab a bar or two – maybe not a 10-pounder – and give them out with cute phrases attached. Your single friends will be grateful.

7. No pity!

One of the greatest gifts you can give a single mom is to refrain from any remark of pity. Many women out there choose the single life and love it, so give encouragement as a friend that she is a remarkable person.

8. Photos of her true loves.

Every mom loves a picture or two – or a hundred—of her adorable kids and friends. Get some printed, wrap them up in a card or pick out a cute frame to show off fun faces. Better yet, if you’ve got time to devote to something special, create a photo album of all the people who love her best with special notes from them all.

9. A kid free day.

Handmade gift certificates for a kid-less day or evening can do wonders for a single mom. Give her a list of dates you are available for her to redeem her coupon, plan a few activities for the kids and let the evening of fun begin.

10. Something made with love.

Anything homemade or handmade is sure to be a hit with the gal who knows all about how important time is. Think soaps, body scrubs, candies, etc. If you’re into jewelry or have special talents in knitting, put your skills to use making something nice to give. She’ll appreciate the time and effort you spent thinking of her.

11. A special activity with her kids.

Single moms may like to just have a day to hang out with their littlest loves, so a family friendly date may be just the ticket. Consider giving a gift card to a local bowling alley or an interactive museum.

12. Tickets to a show.

A couple of tickets to a comedy night, local play or great band may be perfect for a Valentine’s Day gift. Plan ahead so she won’t be going it alone. Either schedule time with her and yourself or grab an extra ticket for a close friend of hers.

13. A maid for a day!

Unless she’s Wonder Woman, chances are she could use an extra set of hands around the house. Things like laundry, dishes, and cleaning chores pile up unless you have a dump truck on lock to dispose of them. A thoughtful gesture would be to provide her with the gift of a cleaning service to do some deep-down scrubbing of her home.

14. Something to binge on.

If none of the other ideas are striking your fancy, she’s sure to be up for a copy of her favorite artist or chick flick. Add in some popcorn and candies for a sweet gift.

Being a single mom doesn’t mean she should be singled out of Valentine’s Day. Use one of the items on this list to make her feel included, special and an inspiration for the love brought on by this special holiday.

The post 14 Things Every Single Mom Wants For Valentine’s Day appeared first on Divorced Moms.

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7 Single Mom Valentine’s Day Ideas

7 Single Mom Valentine’s Day Ideas

Your single mom Valentine’s Day doesn’t have to be sad or lonely. Use these 7 unique ideas to celebrate Valentine’s Day whether you have a partner or not.

The post 7 Single Mom Valentine’s Day Ideas appeared first on Divorce Magazine.

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have a splendid valentine

How Divorced, Single Moms Can Have A Splendid Valentine’s Day

have a splendid valentine's day

 

During my marriage, Valentine’s Day was a big deal in our home. I made mini heart-shaped cakes that my husband and I would share with our children after he and I had been out to a special Valentine’s Day dinner.

We didn’t focus so much on romance but on showing each other love. The children received a new plush toy on that day, I got a special dinner with my husband and, at the end of the day, we all had a sweet treat and time together as a family.

We carried on the tradition after the divorce only I didn’t get the special dinner and although I felt like my heart had been ripped out, I still had to make those mini heart-shaped cakes and buy plush toys.

What I really want to do was go to bed and pull the covers over my head. There is no better reminder of how unlovable you are after a husband leaves than Valentine’s Day. And the last thing I wanted was a reminder of how much life had changed since our last Valentine’s Day together.

I also knew that, I didn’t want my next Valentine’s Day to be a reminder of the past or my station in life so, the following year, I changed things up and made a promise to myself that I’d not wallow in pity but make the day the most splendid it could be regardless of my marital status. Here’ how I did that.

How Divorced, Single Moms Can Have A Splendid Valentine’s Day

Be kind. Pay attention to your inner dialogue and the things you say to yourself. When that inner voice is saying something negative, stop and ask yourself if you would “talk” to your girlfriend that way. If the answer is no, then don’t say it to yourself. Instead of thinking, I’ll always be alone or no one will ever love me or Will I ever find love again? Try reminding yourself that you are loved and reassure yourself that the right person will come along at the right time.

Treat yourself. Do something nice for yourself, anything. Pamper yourself with a pedicure or massage. Take a bubble bath. Visit your favorite coffee shop armed with a good book as company. Go for a long walk. Treat yourself to dinner and a movie. Buy yourself a fancy cupcake or a piece of chocolate. You deserve to enjoy good things. You deserve to spend time participating in activities that are life-giving and create peace in your life. Stop waiting for someone to do it for you—do it for yourself.

Create a new tradition with your kids. Valentine’s Day does not have to be all about romance. Take this opportunity to celebrate with your children. Make pizza at home. Decorate cupcakes or watch a family movie. Clinical psychologist and divorce coach Deanna Conklin-Danao suggests that focusing on your kids is an excellent way to combat the loneliness that can creep in around this time of year.

Phone a friend. Surrounding yourself with positive people is a key way to practice “emotional hygiene.” Enlist the support of a good friend and plan an evening or afternoon out. There is nothing like some good girlfriend time to remind you of how wonderful you are.

Work out! Exercise is a proven mood lifter and is essential to maintaining one’s physical health. It is an excellent way to demonstrate self-care. You don’t have to join a gym or go to a class—start with a walk outside. Go for a run. Climb the stairs in your house. Rent an exercise DVD. It doesn’t matter what you do—just move your body and you will feel better.

Make someone else’s day. Another great way to elevate your own mood and to feel encouraged about your situation is to do something for someone else. Make and send Valentine’s Day cards for our servicemen and women who are away from their families. Plan and host a Valentine’s Day party at a women and children’s shelter. Volunteer at an animal shelter. Serve meals to the homeless. Bake cookies, and take them to your local firehouse or police station. Send thank-you letters to your children’s teachers.

Holidays can be difficult for divorced single moms, and Valentine’s Day is no exception. Creating new traditions on these special days is an excellent strategy for combating the blues and building a wonderful new life for you and your children. This Valentine’s Day is the perfect occasion to start the tradition of celebrating your love for yourself. Filling up your “love tank” will give you plenty of love to pour out on those around you.

Happy Valentine’s Day!

The post How Divorced, Single Moms Can Have A Splendid Valentine’s Day appeared first on Divorced Moms.

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